EC Credit Control is a full-service credit management agency that has helped over 80,000 business owners just like you. We work hard to improve businesses’ cash flow and provide a range of solutions to help your bottom line.  Our job is to help you mitigate risk, and ensure you have a robust onboarding system in place.  

Don’t miss out on your complimentary Terms and Conditions of Trade consultation.  Let’s have a chat.

Request your complimentary check-in now.

Don’t leave it until it’s too late!  With this consultation, we will:

Being based locally, your Business Support Specialist is available to pop over to your office, to a local cafe or talk over a phone/video call.

Fill in your details and we’ll be in touch within a day to arrange a suitable time.

What do Terms and Conditions of Trade cover?

Your Terms and Conditions of Trade documentation establish a clear legal relationship with your customers from the start, and will:

  • Help protect you against loss of profit.
  • Provide indemnity from potential liabilities.
  • Enable charges to be imposed for late payment.
  • Provide the advantage of reservation of title until goods are paid for (available in most circumstances where goods are sold).
  • Give you the right to register goods and assets on the PPSR.
  • Improve cash flow and reduce the cost of monitoring payments.
  • Simplify the resolution of disputes and unpaid accounts.
  • Assist with collecting unpaid accounts in a straightforward and effective manner.

See what our clients are saying:

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Sam Bennett profile picture
Sam Bennett
5 September 2026
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They have helped us from when we started our plumbing business. Very helpful along the way. Ascend Plumbing
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Keith Tarsau profile picture
Keith Tarsau
28 August 2026
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Great team, great communication and great results. Thank you so much for your help!
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Alicia Mander profile picture
Alicia Mander
26 August 2026
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I've used EC Credit Control for a number of years across several different companies and have consistently had a positive experience. They provided a comprehensive set of Terms of Trade that were practical, well-structured, and easy to implement within our business. A particular mention goes to Shaun Irvin, who was excellent to deal with throughout the process. His communication was prompt, professional, and clear, making the entire engagement straightforward and efficient. Based on my experience, EC Credit Control delivers a reliable service backed by knowledgeable staff who genuinely understand the needs of New Zealand businesses. I would happily recommend them to any organisation looking for credit management support, documentation, or advice.
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Doug Vause profile picture
Doug Vause
24 August 2026
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I am very happy to endorse the work and accomplishments of our experience with EC Credit Control. The initial sales connections were collegial and constructive as they guided us through the process, never rushing and letting us set the pace. Ordinarily, we don't incur bad debts, but a client had problems processing our payments due to an internal systems problem, and we needed help. Once engaged, EC Credit Control were very effective, with a very quick payment from our client. Evidently, they treated our client with courtesy and respect, and we maintain positive relations with our client. Well done, thank you.
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NZFADE profile picture
NZFADE
19 August 2026
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Brilliant company, had a debt sorted within a week, that had taken a month on my end to sort. Thank you.
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Kevin Harty profile picture
Kevin Harty
12 August 2026
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Very, knowledgeable, polished and prompt
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Robyn Bellve profile picture
Robyn Bellve
3 August 2026
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I really appreciated the clear and helpful support received from EC Credit Control when recently updating our terms and conditions and refining our customer onboarding process.
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Kara Jordan profile picture
Kara Jordan
23 June 2026
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I dealt with Colin - I found him incredibly helpful and great with communication. I would recommend EC credit control for all of your TOT needs. Thankyou
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