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PPSR - Your peace of mind is important.

Do you hire out/have unsecured gear on your client’s site? How would it impact you if a client went into liquidation? Lastly, are your goods and assets registered on the PPSR?

Unfortunately, the reality is if your client goes into liquidation, the process happens swiftly, their premises closed, and your assets frozen as part of the proceedings. As a result, without documentation in place, you could find yourself out of pocket, in more ways than one.

We can assist you to become a secured creditor.

What is the PPSR?

PPSR stands for Personal Property Securities Register, and is an online service account where you can register a legal claim to your personal property.

The register helps businesses and individuals protect themselves financially, reduce investment risk, gain access to credit, and make better-informed financial and purchasing decisions. If you’re selling goods on credit, you’ve probably signed a contract establishing your rights to the property should the customer fail to pay. But what if there are other creditors waiting in line?

As a ‘Secured Creditor’:

You are in the best possible position to recover goods supplied to your customer or claim the monetary value, should your customer default
Are given priority over creditors who’ve not registered an interest, and those who register after you
If the customer has assets of value in the event of insolvency, you may be first in line to claim the distribution of funds from the sale of assets
Limit the risk of being affected by preferential payment clawback

Are you buying goods?

You can also check the PPSR to see if there is any debt or obligation attached to goods you may wish to buy.

Ways we can help.

Reviewing all relevant documentation to ensure compliance with appropriate Legislation
Completing PPS Registrations on your behalf on the PPS Register (PPSR)
Establishing a Secured Party Group on your behalf.
Ensuring registrations have the correct legal entity prior to registering
Confirmation that registrations have the correct contact and address details
Maintaining your PPS Registrations for up to five years

We can also:

Provide phone assistance on all registration matters
Provide assistance on how to complete a registration form
Ensure you have the correct paperwork in place to allow your interest to be registered
Advice on what changes need to be made to your documentation to complete a registration

We can save you money and time by taking over this function. We can also help reduce the possibility of registering an invalid interest by not having the correct documentation in place, the correct collateral type noted, or incorrect debtor details loaded.

Did you know?

A large part of protecting your position when it comes to PPS Registrations comes down to your Terms and Conditions of Trade.

We are specialists in writing customised Terms and Conditions for many SME and large organisations throughout New Zealand from a diverse range of industries.

With our vast experience in writing Terms and Conditions of Trade we ensure that our clients are not only protected from a PPSR perspective but also from many other perspectives such as Debt Collection, Privacy, Disputes and more.

Talk to us today to ensure your Terms are up to date.

Want to know more?

Our friendly Customer Service team are available to talk about all things PPSR.

Call us today at 0800 324 768 or fill in the form and we will get in touch as soon as possible.

Get more information

See what our clients are saying:

      EXCELLENT  
   Based on 223 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Sam Bennett 
 5 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. They have helped us from when we started our plumbing business. Very helpful along the way. Ascend Plumbing
  
 
      Posted on Google  
   
   Keith Tarsau 
 28 August 2026
 
 
 Trustindex verifies that the original source of the review is Google. Great team, great communication and great results. Thank you so much for your help!
  
 
      Posted on Google  
   
   Alicia Mander 
 26 August 2026
 
 
 Trustindex verifies that the original source of the review is Google. I've used EC Credit Control for a number of years across several different companies and have consistently had a positive experience. They provided a comprehensive set of Terms of Trade that were practical, well-structured, and easy to implement within our business. A particular mention goes to Shaun Irvin, who was excellent to deal with throughout the process. His communication was prompt, professional, and clear, making the entire engagement straightforward and efficient. Based on my experience, EC Credit Control delivers a reliable service backed by knowledgeable staff who genuinely understand the needs of New Zealand businesses. I would happily recommend them to any organisation looking for credit management support, documentation, or advice.
  
 
      Posted on Google  
   
   Doug Vause 
 24 August 2026
 
 
 Trustindex verifies that the original source of the review is Google. I am very happy to endorse the work and accomplishments of our experience with EC Credit Control. The initial sales connections were collegial and constructive as they guided us through the process, never rushing and letting us set the pace. Ordinarily, we don't incur bad debts, but a client had problems processing our payments due to an internal systems problem, and we needed help. Once engaged, EC Credit Control were very effective, with a very quick payment from our client. Evidently, they treated our client with courtesy and respect, and we maintain positive relations with our client. Well done, thank you.
  
 
      Posted on Google  
   
   NZFADE 
 19 August 2026
 
 
 Trustindex verifies that the original source of the review is Google. Brilliant company, had a debt sorted within a week, that had taken a month on my end to sort. Thank you.
  
 
      Posted on Google  
   
   Kevin Harty 
 12 August 2026
 
 
 Trustindex verifies that the original source of the review is Google. Very, knowledgeable, polished and prompt
  
 
      Posted on Google  
   
   Robyn Bellve 
 3 August 2026
 
 
 Trustindex verifies that the original source of the review is Google. I really appreciated the clear and helpful support received from EC Credit Control when recently updating our terms and conditions and refining our customer onboarding process.
  
 
      Posted on Google  
   
   Kara Jordan 
 23 June 2026
 
 
 Trustindex verifies that the original source of the review is Google. I dealt with Colin - I found him incredibly helpful and great with communication. I would recommend EC credit control for all of your TOT needs. Thankyou
  
 
  
  
 
     Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

EC Credit Control offers you total debt management. Operating since 1989 we have the experience, skills and expertise to deliver these services to your business promptly and efficiently.

We’ve put together some brief stories that highlight what and how we’ve been able to help our clients.

EC Credit Control is today a recognised leader in the Debt Collection and Credit Management industries.

0800 324 768

PPSR - Your peace of mind is important.

What is the PPSR?

Are you buying goods?

Ways we can help.

We can also:

Want to know more?

Get more information

See what our clients are saying:

Contact us

Freephone 0800 324 768

Phone 06 835 1800

Click to Email

What we offer